Health Insurance in Thailand for Foreigners
What You Need to Know About Expat Health Insurance in Thailand
Thailand is a popular destination for travelers and expats alike. The low cost of living, beautiful weather, delicious food, and large, supportive digital nomad community make the decision to relocate to Thailand an easy one. But safety and health are still important, so having comprehensive health insurance in Thailand is essential. Recently, it has also become mandatory.
As of 2021, all visitors to Thailand, whether short or long term, are required to hold travel or international medical insurance that includes COVID-19 and has minimum coverage of $100,000. We have both travel and global plans that will cover the Thai government’s insurance requirements. Contact us to receive a quote for insurance that best suits your particular needs.
You will find health insurance gives significant peace of mind while you travel in the Land of Smiles. Infectious diseases, traffic accidents, and foodborne illnesses are common in Thailand. The country also offers many high-risk adventure sports, boating trips, and regional excursions. Understanding your health insurance options in Thailand will give you the greatest peace of mind as you start to explore your new home country.
In general, Thailand has high-quality healthcare. An estimated 99.5% of the population has access to the country’s universal health care program which has been in effect since 2002. In major centers like Bangkok, Nonthaburi, and Chiang Mai there are excellent facilities and English-speaking staff.
However, in more rural areas, health care services can be limited and are mostly run by volunteers. There are over 1 million village health volunteers throughout Thailand, and these volunteers have taken on even more responsibility in the health care system since the COVID pandemic. Throughout the country, the majority of first responders are volunteers, and fully equipped ambulances are only sent to a scene once volunteers have assessed the situation. Even in a large city like Bangkok, 65% of emergency cases are handled by volunteers.