| Maximum limit/person/year | 2, 000,000 USD |
| Room and board | Normal Private room Full Cover |
| Intensive care or other specialty | Full Cover |
| Hospitalization expenses | Full Cover |
| Accompanying bed for hospitalized child under 16 | Full Cover |
| Outpatient hospital facility care for ambulatory surgery or day care total anesthesia (a simple plaster or strap is not an outpatient emergency) | Full Cover |
| Emergency room | Full Cover |
| Emergency ground ambulance
Limited to one trip to the nearest hospital | Full cover |
| Extended care or outpatient rehabilitation connected to hospitalization | Full Cover Care must begin upon discharge from inpatient |
| Organ transplant benefit | Full Cover |
| Home health care services
Care must start upon discharge from the hospital and must be accompanied by attending Physician orders up
to 30 days | Full Cover |
| Maternity care
Pregnancy and or any condition related to pregnancy that arises during the first ten (10) months of coverage under this policy are excluded.
Any fertility or infertility services are excluded.
Maternity care includes hospitalization, normal and Cesarean section delivery, prenatal and postnatal care and Complications of Pregnancy. | Full cover |
| Congenital birth defects connected to Maternity
Premature newborns, congenital conditions and birth anomalies for newborns enrolled within 31-days of the date of birth have a lifetime maximum. | 100% US$50,000 lifetime maximum |
| New born cover connected to Maternity | Free the first 6 months and after have to be enrolled same cover than parents within 1
month and premium paid but considered with no preexisting condition |
| Kidney dialysis | Full cover |
| Oncology in & outpatient | Full cover |
| MRI in case of inpatient | Full cover |
| HIV | Full cover |
| Physician visits | |
| Anesthesiologist | Full cover |
| Surgery | Full cover |
| Second medical opinion | Full cover |
| Psychiatry connected to accident or terrorism | Full cover |
| Extension of worldwide cover in case of an accident or accidental sickness during a trip of maximum 7 weeks except USA | Full cover |
| Extension of cover in the country of birth or origin except USA | Up to a period of maximum 3 months |
| Pre-existing condition | Possible full cover after 2 years moratorium in case there is no event (in or outpatient) connected to the preexisting condition |
| COVID- 19 | After 14 days |